Walaupun penampilan The Rock adalah besar dan sasa, dia mempunyai hati mulia dan tidak dapat menahan pesona anak perempuannya yang baru sahaja berusia tiga bulan.
Sambil mendukung anaknya itu, The Rock menanyakan soalan kepada anaknya: “Adakah awak mempunyai ayah yang paling seksi?”
Apabila anaknya menunjukkan senyuman, The Rock kemudian mencelah: “Saya tahu bukan?”
The Rock menyiarkan video di akaun Facebook-nya, menunjukkan bagaimana dia memanjakan anak bongsunya ketika hujah, dan anda dapat melihat bayi tersenyum tertawa ketika dia memeluknya dengan penuh kasih sayang.
Dwayne, yang berumur 46 tahun dan ciri-ciri utamanya yang mempunyai badan berotot menunjukkan sifat lembutnya apabila berkaitan dengan keluarga.
Sumber : Era Baru.com
Definition of Whole Life Insurance
Would you benefit from buying a whole life assurance policy? If you think that you may need life cover for when you are 70 years and older, you may consider this type of life cover policy. We can now take a quick look at some of the basic features of a whole life insurance cover policy.
A Definition Of Whole Life Insurance
Whole life cover offers death protection for the whole lifetime of the insured person. A whole life assurance policy has two parts. The mortality charge is the first part of your premium that pays for the insurance coverage. The second part or rest of the premium goes toward an investment component that earns interest. When the contract holder dies, the insurance payout is made to the contract's beneficiaries.
The Whole Life Insurance Premium
The policyholder typically pays a level premium for a whole life cover policy. This is a premium which does not go up as the person ages.
The Whole Life Insurance Investment
A whole life policy incorporates an investment component. This gathers a cash value that the policyholder can withdraw or borrow against. Life assurance companies traditionally invest insurance premiums in stocks, bonds and real estate in order to create boosts in cash value for policyholders. The policy's returns may rise and fall with the markets. It will typically gather less returns than those available from other investments such as equity mutual funds.
Whole Life Insurance Dividend Paying
Insurance Companies may credit the investment part with an annual dividend in addition to interest. This will depend upon the insurer's loss experience and investment performance.
The Cost Of Whole Life Insurance Whole life cover can be really expensive. You may not be able to afford all the insurance coverage you need if you are on a tight budget.
Other Whole Life Insurance
There are several types of whole life assurance policies. Here are 7 traditional forms:
Non-participating: The death benefits, cash surrender values and premiums of the policy are determined for the life of the contract when the policy is issued. It cannot be adjusted afterward.
Participating: With this policy the insurance company shares any surplus profits with the policyholder. These are the dividends the company may add to the policy investment.
Limited pay: Premiums are only owed for a certain number of years instead of paying annual premiums for life.
Single premium: The premiums are limited to a single large payment at the beginning of the life cover policy.
Indeterminate premium: The premium may differ from year to year, but it can never exceed the maximum premium guaranteed in the policy contract.
Economic: This is a combination of participating and term life cover. A part of the dividends is used to pay for additional term life cover.
Interest sensitive: The interest on the cash value of the policy fluctuates with current market conditions.
The Whole Life Insurance Guarantee
A life cover company will normally guarantee that the cash value of the policy will increase in spite of the performance of the company or the amount of death claims it receives. We have now finished taking a quick look at the definition of whole life insurance as well as some of the general aspects of whole life cover.