Jika sebelum ini kita sudah mengetahui lagu manakah yang tersenarai di dalam senarai LAGU NASYID KLASIK TERBAIK SEPANJANG ZAMAN di dalam entri terdahulu. Kini mari kita lihat pula lagu Nasyid Kontemporari / Moden yang manakah paling popular di Malaysia sehingga menjadi lagu evergreen yang diminati ramai oleh peminat muzik Malaysia.
5 LAGU NASYID KONTEMPORARI PALING POPULAR DI MALAYSIA
01. PUJI PUJIAN
ARTIS : Raihan
KOMPOSER : Raihan / Nasser Abu Kassim
PENULIS LIRIK : Raihan
ALBUM : Puji Pujian
TAHUN : 1996 / 1997
CATATAN :
Tiada siapa dapat nafikan lagu Puji Pujian adalah pencetus kepada gelombang baru fenomena irama Nasyid Kontemporari di Malaysia pada era 90 an. Lagu yang memuji kebesaran Allah SWT ini telah menjadi salah satu lagu Nasyid paling popular sepanjang zaman bukan sahaja di Malaysia, malah di seluruh negara Islam di planet Bumi ini. Keharmonian vokal kumpulan Raihan sangat mendamaikan jiwa apabila mendengar mereka melagukan lagu nasyid ini dengan cara mereka tersendiri. Kumpulan Raihan yang juga merupakan salah satu kumpulan vokal paling berjaya di Malaysia telah memegang banyak rekod kejayaan mereka yang tersendiri seperti Album Paling Laris Di Malaysia (Puji Pujian) dan tersenarai sebanyak sembilan kali sebagai Selebriti Muslim Paling Popular Di Dunia bagi wakil Malaysia.
02. TEMAN SEJATI
ARTIS : Brothers
KOMPOSER : Zahidin
PENULIS LIRIK : Zahidin
ALBUM : We Are
TAHUN : 1997
CATATAN :
Lagu yang mengisahkan kisah sahabat ini sememangnya telah menjadi lagu tema persahabatan kepada warga era 90 an sehingga kini. Lagu ini cukup popular pada tahun 1997 dan video muziknya juga kerap dimainkan di stesen TV3 pada masa itu.
03. KELUARGA BAHAGIA
ARTIS : Saujana
KOMPOSER : Jeff Hazimin
PENULIS LIRIK : Jeff Hazimin
ALBUM : Saujana
TAHUN : 1997 / 1998
CATATAN :
Lagu yang mengisahkan keluarga bahagia ini telah menjadi lagu salah satu signature song kepada kumpulan Saujana selain lagu debut mereka iaitu Sepohon Kayu. Video muzik lagu ini juga kerap dimainkan di stesen RTM TV1 dan TV2 pada tahun 1998.
04. DAMAI YANG HILANG
ARTIS : Nowseeheart
KOMPOSER : Mujahid
PENULIS LIRIK : Ito Lara /Arab
ALBUM : Wahyu Pertama
TAHUN : 1998
CATATAN :
Kumpulan Nowseeheart mempunyai banyak lagu Nasyid berkonsepkan Pop Moden yang sedap didengar dan popular di kalangan peminat nasyid tempatan. Antara karya terbaik mereka ialah single pertama mereka berjudul Damai Yang Hilang. Lagu ini boleh dikatakan antara salah satu lagu Nasyid terbaik di Malaysia.
05. PERGI TAK KEMBALI
ARTIS : Rabbani
KOMPOSER : KRU
PENULIS LIRIK : Nazim / Mohamad Asri Ibrahim
ALBUM : Pergi Tak Kembali
TAHUN : 1999 / 2000
CATATAN :
Kumpulan Rabbani telah membawa gelombang kedua revolusi muzik Nasyid apabila lagu Nasyid mereka buat pertama kalinya dinyanyikan dengan irama Dance Music. Ramai terkejut apabila Rabbani menyanyikan lagu Pergi Tak Kembali ini dengan begitu rancak seperti seolah kita mahu menari apabila mendengar iramanya. Namun, apabila kita menghayati liriknya yang berkaitan kematian, pasti kita akan terus berasa insaf dan bermuhasabah diri. Allahyarham Ustaz Asri iaitu bekas vokalis utama kumpulan Rabbani kerap dianggap sebagai penyanyi Nasyid terbaik di Malaysia. Lagu ini juga merupakan lagu Nasyid paling popular tahun 2000.
Sumber : YouTube Channel, Google Images
Whole Life Verses Term Life Insurance - Who Wins?
Comparing life insurance policies can be confusing, especially if you don't know the difference between the different types of life cover available. The two kinds you will see most often are term life and whole life, so let's compare whole life vs term life insurance.
When you buy term life, you are buying life assurance and nothing else. It is just a basic life assurance policy with no extras. Term life is not an investment. It has no cash value at all - unless you die of course. So if you pay your premiums for years you have nothing to show for it except that many companies will lock your rate for a certain number of years from when you buy the policy, or at least limit the amount of increase.
Whole life is a totally different story. When you buy whole life insurance, you are not just buying insurance. You are buying insurance that is bundled with an investment. In other words, a portion of your premium each month is invested and earns you a cash value on your insurance policy. If you have had a whole life policy for many years, you may be able to cash it out for a significant amount of money.
If you think whole life insurance is a better deal just because it has a cash value, you are sadly mistaken. In fact, it is term life insurance that is usually the better deal. The main reason is that when you buy whole life insurance, you are paying for both the insurance and the investment, but you really only get one or the other.
Take a little time to compare the prices of term life and whole life policies and you will see what I mean. The whole life insurance is significantly more expensive. Most people look at that and think that of course it is more expensive because you are getting more - cash value in addition to the life indemnity.
However, if you read the fine print you will find that if you cash out the whole life policy, you will no longer be able to collect on the insurance and if you die and someone collects the insurance, they cannot get the cash value. In other words, you are paying extra to get two things but you really only get one or the other.
If you buy a term life insurance policy instead, you can take the amount of money you are saving on the insurance and invest it into a mutual fund. That way, you really do have both an investment and an insurance policy. The insurance will cover you if you die, and chances are the mutual fund will be worth more than the cash value of the whole insurance policy if you don't. Plus, if you die while you are still insured, your beneficiary will get both the life assurance and the mutual fund.
When comparing a term life policy to a whole life policy, you need to look at the possible outcomes for each to decide which one is the better deal for your circumstances. I can almost guarantee you that the term insurance policy will come out on top every time.