Malang tidak berbau apabila seorang pemuda dilaporkan hilang ketika mencandat sotong di 10 batu nautika dari Kuala Kuantan. Menurut abang mangsa, adiknya itu bakal melangsungkan pernikahan tahun depan dan berharap adiknya itu dapat ditemui.
Dalam kejadian kira-kira jam 3 petang, Mohamad Ridhwan dilaporkan terjatuh dari bot gentian kaca sebelum cuba diselamatkan rakannya. Sehingga ke hari ini operasi masih diteruskan. Sama-sama kita doakan keselamatan Ridhwan.
Bakal kahwin tahun depan
Saya sentiasa berdoa kepada Allah supaya dia ditemui dengan selamat kerana baharu saja bertunang tiga bulan lalu dan bakal mendirikan rumah tangga tahun hadapan.
Menurut abang kepada Mohamad Ridhwan Abu Bakar, mangsa yang dikhuatiri lemas selepas dilaporkan terjatuh ke laut ketika sedang memancing di perairan 10 batu nautika dari Kuala Kuantan, di sini, kelmarin.
Tambahan, pada hari kejadian adiknya ada memaklumkan ingin keluar mencandat sotong bersama rakannya dan dia memaklumkan tidak dapat bersama kerana perlu bertugas.
Dia berpengalaman mencandat sotong
secara kebiasaan saya akan ikut dia dan rakannya untuk keluar memancing atau mencandat sotong namun pada hari kejadian kebetulan saya bekerja dan tidak ikut dia keluar ke laut bersama rakannya. Saya tidak mengesyaki sesuatu yang buruk akan berlaku kepadanya kerana sejak kecil, adik saya berpengalaman dalam mencandat sotong.
Menurut abang kepada Mohamad Ridhwan Abu Bakar, mangsa yang dikhuatiri lemas selepas dilaporkan terjatuh ke laut ketika sedang memancing di perairan 10 batu nautika dari Kuala Kuantan, di sini, kelmarin.
Tambahan, pada hari kejadian adiknya ada memaklumkan ingin keluar mencandat sotong bersama rakannya dan dia memaklumkan tidak dapat bersama kerana perlu bertugas.
Dia berpengalaman mencandat sotong
secara kebiasaan saya akan ikut dia dan rakannya untuk keluar memancing atau mencandat sotong namun pada hari kejadian kebetulan saya bekerja dan tidak ikut dia keluar ke laut bersama rakannya. Saya tidak mengesyaki sesuatu yang buruk akan berlaku kepadanya kerana sejak kecil, adik saya berpengalaman dalam mencandat sotong.
Beliau berkata, adik bongsunya yang bekerja di sebuah kilang industri di Pekan turut memaklumkan akan keluar ke laut selama satu hari setengah.
Masih operasi mencari
Kejadian kemudian dilaporkan kepada Agensi Penguatkuasa Maritim Malaysia (Maritim Malaysia) sebelum operasi mencari dan menyelamat (SAR) diaktifkan membabitkan aset seperti Kapal Maritim KM Tatau dan kapal CB90 bersama empat anggota penyelam dari Tentera Laut Diraja Malaysia (TLDM).
Sementara itu, Khairul berkata, operasi SAR turut disertainya semalam bermula jam 7 pagi hingga 2 petang namun tiada petunjuk positif. Difahamkan SAR diteruskan hari ini bermula jam 7 pagi tadi dan beberapa sektor pencarian diperluaskan membabitkan jarak 23 kilometer dari Pantai Kempadang dan serta dibantu anggota bomba dan penyelamat yang melakukan pencarian di sekitar pesisir pantai.
Sumber : Berita Harian
Masih operasi mencari
Kejadian kemudian dilaporkan kepada Agensi Penguatkuasa Maritim Malaysia (Maritim Malaysia) sebelum operasi mencari dan menyelamat (SAR) diaktifkan membabitkan aset seperti Kapal Maritim KM Tatau dan kapal CB90 bersama empat anggota penyelam dari Tentera Laut Diraja Malaysia (TLDM).
Sementara itu, Khairul berkata, operasi SAR turut disertainya semalam bermula jam 7 pagi hingga 2 petang namun tiada petunjuk positif. Difahamkan SAR diteruskan hari ini bermula jam 7 pagi tadi dan beberapa sektor pencarian diperluaskan membabitkan jarak 23 kilometer dari Pantai Kempadang dan serta dibantu anggota bomba dan penyelamat yang melakukan pencarian di sekitar pesisir pantai.
Sumber : Berita Harian
Choosing The Best Life Insurance Policy and Beneficiary
Choosing a life insurance beneficiary is not always easy if you do not have a spouse. You want to be sure that you are choosing wisely and that if minors are listed, they will actually get their benefits. The best way to choose is to get the advice of a broker.
When purchasing a policy, your insurance agent is required to ask you if you are interested in purchasing "riders" to your policy. Purchase riders only when it is absolutely necessary. Riders can be expensive and depending on the rider it could ultimately not have a large impact on your overall policy or its effectiveness in the long run.
When you have your first child, it is an optimal time to get a life insurance policy, regardless of your age. Your children will be your beneficiaries when you have passed away, and you only want the best for them. Set up a fund for them through a life policy so you know they are economically taken care of after your passing.
One thing to remember when considering whether to buy a life insurance policy is if you actually need one. If you have no costs to cover upon your death, or have the money for someone to use to pay for your funeral expenses, maybe you don't even need a policy.
As your life undergoes changes, so too should your life insurance policy. Major life events, such as retirement, sending a child off to college, becoming a care giver, getting married or divorced and having a child, are all reasons to review your policy and determine if it is still adequate to your needs.
Purchase whole life insurance to build cash value. Whole life policy's not only protects you through your lifetime, it also builds cash value. Using policy loans, you are able to access the cash value for a number of things including education costs and retirement income. Remember that whatever you borrow from the insurance policy will reduce the final death benefit, and you will be charged interest. This type of policy is renewed every year regardless of health.
If you are elderly you may want to consider a life policy that offers coverage only in the case of your passing, or a policy that will protect you and provide you financial support should you end up alone in a nursing home. Analyze your situation and determine which one will be best for you.
Keep yourself healthy and live a healthy lifestyle. When shopping around for life insurance, non-tobacco users who do not have any major health problems pay much less for their insurance policies than those with health problems or who are tobacco users. Living a healthy life really can pay off.
If you are still at a young age, you may want to consider getting life insurance now. If you wait until you are older, age will become a premium increasing factor that could raise your premiums quite a bit. At the same time it becomes more difficult to find an adequate policy, while several conditions can develop with age, making the challenge even greater in getting a life coverage.
Consider obtaining a higher value of life insurance than you think is necessary at this time. There are several reasons why this is a good idea, including the fact that there are unknown costs that could be incurred by beneficiaries, while inflation can lessen the value of a policy purchased today in the future. If you want to be sure that you will get a return on the investment later on down the road, you want to know that you have more than you think you really need.
If you do not have any dependents like a spouse, children or life partner, and you have already saved several thousand dollars, and you are positive it's enough to take care of your funeral and burial expenses, you may not need life insurance, after all it is designed to protect your dependents from financial hardship in the event or your death. If you do not have any dependents and have no plans to have any children in the future, you could save a lot of money by not purchasing a life policy at all.
You can hopefully see why consulting a life insurance broker can be just what you need to do to make the right beneficiary choices. They will tell you what type of person to look for, how adding minors work with your policy, and how benefits are distributed. You will also learn how to change your policy in the future if you need to.
We are High Risk Medical Impairment Specialist. Please click on our web-link below to complete a quote request form; if you do not have life insurance or you're not sure you have enough we would love the opportunity to work with you in choosing the best life insurance policy for your particular situation.