Beberapa bulan kemudian, Koxa telah menerima anugerah Quiksilver XXL Biggest Wave di World Surf League (WSL). Kejayaan Koxa telah berjaya mendapat pengiktirafan daripada para juri di Anugerah Big Wave, Santa Monica, California sebagai ombak terbesar yang pernah diluncuri dalam sejarah dunia!
Berkat kejayaan itu, nama Koxa turut dimasukkan ke dalam Rekod Dunia Guinness!
Tinggi ombak itu dikatakan setinggi 24.38 meter sekali gus mengalahkan rekod lama yang dipegang oleh mentor Koxa, Garrett McNamara pada tahun 2011 yang setinggi 23.77 meter.
Tinggi ombak itu dikatakan setinggi 24.38 meter sekali gus mengalahkan rekod lama yang dipegang oleh mentor Koxa, Garrett McNamara pada tahun 2011 yang setinggi 23.77 meter.
Sebelum ini pada bulan Ogos tahun 2010 di Chile, Koxa telah mencatatkan rekod yang memberangsangkan apabila beliau telah meluncur ombak terbesar yang pernah dilihat di Amerika Selatan iaitu pada ketinggian 18.29 meter! Kejayaan ini membolehkan Koxa menjadi pemegang rekod bagi luncuran ombak terbesar seluruh di Amerika Selatan.
Menerusi akaun Facebook, Koxa turut sempat meluahkan rasa syukur dan berterima kasih kepada semua individu yang sentiasa berada di belakangnya dan memberikan sokongan.
“Terima atas sokongan anda semua. Anda membantu saya percaya bahawa ia adalah tidak mustahil untuk dilakukan… Rekod dunia yang baharu, satu penghargaan”.
Sumber : Era Baru
Menerusi akaun Facebook, Koxa turut sempat meluahkan rasa syukur dan berterima kasih kepada semua individu yang sentiasa berada di belakangnya dan memberikan sokongan.
“Terima atas sokongan anda semua. Anda membantu saya percaya bahawa ia adalah tidak mustahil untuk dilakukan… Rekod dunia yang baharu, satu penghargaan”.
Sumber : Era Baru
Term Life Insurance - Affordable and the Best
Ever wondered who will pay off your credit card bills or car loan after you are dead? Who will take care of your family expenses and fund your child's college education, pay your medical bills and your funeral expenses? Has this question set your pulse rate rising? Well if you have a term life insurance you need not worry about anything.
After the insured's death, the family members get a death benefit, which can help them pay off standing bills or any kind of loans as well. In fact, term life insurance covers burial or funeral expenses also. Sounds good. Isn't it? So let's discuss more about term life insurance (life insurance is meant to replace ones income in case of death and term life does exactly that at the lowest price).
What is this Type of Insurance?
Term life insurance is the life insurance that offers insurance coverage at predetermined amounts of money for a specific period of time. The term can be one year, five years, ten years or even 20 years. It is a legal agreement between the insured and the insurer that after the death of the insured, his family will be entitled for a death benefit. Death benefit is the money that the insurance company hands over to the beneficiary in return for the premiums that the insured had been paying for so long.
You are not eligible for the death benefit if you have not been paying the premiums regularly or if the policy has expired. This means that the beneficiary will get the money only if the policy is in force.
What Does Term Life Insurance Offer?
A person who has a term policy can die in peace that his family will not have to go through hardships to live a good life. By the time a person nears his retirement, he has enough savings to make his family's future safe.
Majority of the insurance policies are renewable. You can get your policy renewed after the term expires. However, the premium amount in term life insurance keeps on increasing with age. Since you are most likely to die in old age, so the older you get, the more premium you will have to shell out.
If you wish, you can convert a term life insurance policy into a permanent policy after a certain number of years. With a permanent policy, your premium amount might increase but the death benefit will also rise considerably.
One of the best things about these term plans is that it is affordable. You can procure a policy at a comparatively low monthly fee. It is not only taken for personal purposes but for business purposes as well. As per their agreement, the premiums are paid by the business and the insurance money is used to pay off standing loans with the bank.
Why Choose this Sort of Insurance Plan?
it is affordable
gives death benefit
renewable
gives you financial security
suits every pocket
There are different types of Term Life Insurance and you can pick the one that suits your requirements.
Annual Renewable Term (ART) insurance is for one year and has to be renewed every year for 10-30 years. If you die within this time frame, you get the claim. However, if you die after a year, you are not entitled for any claim.
If you get a terminal sickness during this period but still alive after one year, things become all the more difficult. You do not get the death benefit plus you will have to shell out more for the next renewal period because of your terminal illness. One of the bad things about this life insurance is that the premium for every renewal period keeps increasing with the age of the insured.
Another type of insurance is Level Term Life Insurance. In this kind of insurance, the premium remains the same for a given period of years. It can be 10, 15, 20 and 30 years. It is apposite to mention here that insurance becomes costlier with age. So, if the term is longer, the premium amount would be higher.
Before buying a life insurance policy, it is important that you see the pros and cons of the plan so that you do not feel cheated later on. And in the end what really matters is that you have an insurance to help you as a friend does in times of crisis.